1. You Agree to These Terms by Using this Site

Your access to, and use of, the Site is subject to the following Terms of Use and all applicable laws and regulations. By accessing and using the Site, you accept, without limitation or qualification, these Terms of Use, and acknowledge that any other agreements between you and The Coca-Cola Company Federal Family Credit Union ("Credit Union") are superseded with respect to this subject matter. If you do not agree and accept, without limitation or qualification, these Terms of Use, please exit the Site.

2. Ownership of Content

The Site and all of its contents including, but not limited to, all text and images ("Content") are owned and copyrighted by Credit Union or others with all rights reserved unless otherwise noted. Any Content that is a trademark, logo, or service mark is also a registered and unregistered trademark of Credit Union or others. Your use of any Content, except as provided in these Terms of Use, without the written permission of the Content owner is strictly prohibited. You are also advised that Credit Union will aggressively enforce its intellectual property rights to the fullest extent of the law, including the seeking of criminal prosecution.

3. Your Use of the Site

Credit Union grants you permission to use the Site as follows:

• you may download Content, but only for noncommercial, personal use and provided that you also retain all copyright and other proprietary notices contained on the Content;
  
• you may not distribute, modify, copy (except as set forth above), transmit, display, reuse, reproduce, publish, license, create derivative works from, transfer, sell or otherwise use Content without Credit Union's written permission;
  
• you are prohibited from using the Site to post or transmit any infringing, threatening, false, misleading, abusive, harassing, libelous, defamatory, vulgar, obscene, scandalous, inflammatory, pornographic, or profane material or any material that could constitute or encourage conduct that would be considered a criminal offense, give rise to civil liability, or otherwise violate any law – Credit Union will fully cooperate with any law enforcement authorities or any court order requesting or directing Credit Union to disclose the identity of anyone posting or transmitting any such information or materials; and
  
• you are prohibited from using the Site to advertise or perform any commercial solicitation.

Credit Union neither warrants nor represents that your use of any Content will not infringe the rights of any third parties

1. Privacy

Any personal data (for example, your name, address, telephone number or e-mail address) you transmit to the Site by electronic mail or otherwise will be used by Credit Union in accordance with the Site's Privacy Policy.

2. Links to Third Party Sites

The Site may contain links to sites owned or operated by parties other than Credit Union. Such links are provided for your convenience only. Credit Union does not control, and is not responsible for, the content or compliance with privacy policies on, or the security of, such sites. Without limiting the foregoing, Credit Union specifically disclaims any responsibility if such sites:

• infringe any third party's intellectual property rights;
• are inaccurate, incomplete or misleading;
• are not merchantable or fit for a particular purpose;
• do not provide adequate security;
• contain viruses or other items of a destructive nature; or
• are libelous or defamatory.

If you establish a link to such sites or the Site, you do so at your own risk and without the permission of the Credit Union.

1. Revisions to the Terms

Credit Union may at any time, and without notice, revise these Terms of Use by updating this posting. You are bound by any such revisions and should therefore periodically visit this page to review the current Terms of Use.

2. Law and Jurisdiction

These Terms of Use and your use of the Site are governed by the laws of the State of Georgia, USA, without regard to its choice of law provisions. The courts of general jurisdiction located within Fulton County, Georgia, USA, will have exclusive jurisdiction over any and all disputes arising out of, relating to or concerning these Terms of Use and/or the Site or in which these Terms of Use and/or the Site are a material fact.