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IRA Certificate Rates
As of November 1, 2009
TERM AMOUNT DIVIDEND RATE ANNUAL PERCENTAGE YIELD (APY*) DIVIDEND PAYMENT FREQUENCY

24 MO. $5,000.00 - $9,999.00 1.65% 1.65% TERM
36 MO. $5,000.00 - $9,999.00 2.00% 2.00% TERM
60 MO. $5,000.00 - $9,999.00 2.40% 2.40% TERM

24 MO. $10,000.00 - $24,999.99 1.70% 1.70% TERM
36 MO. $10,000.00 - $24,999.99 2.05% 2.05% TERM
60 MO. $10,000.00 - $24,999.99 2.45% 2.45% TERM

24 MO. $25,000.00 and greater 1.75% 1.75% TERM
36 MO. $25,000.00 and greater 2.10% 2.10% TERM
60 MO. $25,000.00 and greater 2.50% 2.50% TERM

24 MO. $100,000.00 and greater 1.95% 1.95% TERM
36 MO. $100,000.00 and greater 2.30% 2.30% TERM
60 MO. $100,000.00 and greater 2.70% 2.70% TERM



Rates are subject to change
*Annual Percentage Yield.
Contact Member Services at (404) 676-2586 or (877) 277-2586

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