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Savings/Share Certificate

Our Share Certifiicates allow you to save money for your future needs by locking into our highest dividend rates for a specified term. The longer the term on the Certificate, the higher the dividend rate earned. You can open a Regular Savings Certificate with a minimum balance of $5,000. Certificates are available with terms of six months to 60 months. We also offer the Jumbo Savings Certificate, which requires a minimum opening balance of $100,000. Our Savings Certificates can be used for your Individual Retirement Account (IRA ).

Features of our Savings Certificates include:

  • A fixed dividend for the term of the certificate.
  • Competitive dividend rates.

Premier Share Certificate
Our Premier Share Certificate Savings account is a higher yield dividend term account. A minimum deposit of $2,000 is required to open a Premier Share Certificate. Deposits are permitted only during open deposit periods, as determined and approved by the Board of Directors. The Premier Share Certificate is an 11-month share certificate and is open for deposits March 1 through April 30 only, allowing you maximum savings potential. The funds can be rolled into the Premier Savings Account at maturity subject to the $5,000 minimum balance for new accounts.


Note: Penalty for early withdrawal.  Please click here for Rate and Fee Schedule.

Please contact us if you have any questions about Savings Certificates.